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CONTACT
Dennis Owens
Sigma Mortgage
9220 Teddy Lane,
Suite 1000
Lone Tree, CO 80124
Ext. 113
Ext. 113
Fax
Sat/Sun
Call My residence at:
USE THIS TO EMAIL ME E-mail
IMPORTANT! Please be sure to read and agree to the Legal Disclaimer pages before you email or call me for any financial advice or services.
Thanks!
DCO
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Home Refinancing - Colorado
Welcome to your
PERSONAL
MORTGAGE
BROKER
...and thanks for visiting my website.
NOTE: If by chance, you are currently on a VA Mortgage Loan please select the button located on the left side for information about VA Streamlines. Otherwise, please continue below.
Hello!
Are you currently looking into a home mortgage refinance loan? If so, I know I can be of great assistance to you.
My name is Dennis Owens, I offer unique and extensive research and loan services for home refinances. My services are available to the general public, and intended for those homeowners who seek the lowest interest rates and loan fees available on the market. I work with all the major U.S. lenders. And I service all of Colorado. I have access to all types of loan programs such as: rate term reduction, debt reduction, cash-out, bill consolidation, or even funds for home improvements. Basically, whatever your needs may be, I can locate and secure such a loan for you.
WHO CAN GET YOU THE BEST RATE?
An independent broker can often get you the best rate and fees. Because, there are literally several hundred different mortgage loans available, and over 150 major lenders here in the United States. Only an independent mortgage broker such as myself has the ability to choose the best refinance loan programs between all the various lenders and offer them to you the client. Unlike your local bank or credit union loan representative who is often limited by their own in-house loan offerings and rate restrictions, I can go anywhere in the country to obtain the best refinance loan package on your behalf. And I would love to compare rates to your local bank or credit union on 1st mortgage refinancing!
ACCESSIBILITY
Easy accessibility to your loan representative can prove to be a very important service issue. Especially, in situations where you are having trouble getting certain documentation or a loan approved. It is for this reason that I offer extended hours beyond the typical loan officer's 8-5 M-F. By contrast, I am available to my clients and even the appraisers on both weeknights as well as on weekends, on an as needed basis 7 days a week.
ABOUT ME:
My name is Dennis Owens; I am an Independent Mortgage Broker based just outside Denver, Colorado. Although this is my personal business web site, I work with one of the finest firms in the state. You have likely heard of us, SIGMA MORTGAGE CORPORATION, located in Lone Tree, Colorado.
As a brief introduction, I provide highly personalized and very effective full residential mortgage refinance loan services.
I would like to mention here, how important is is for you to consider selecting a Colorado based loan professional to handle your entire loan process. Why? Well because it can be critical to your success in achieving the right type of loan and interest rate. In addition, you will be eliminating the possibility of encountering some of the many common headaches one so often hears about with out of state brokers and loan officers. A loan application that is not handled properly is often rejected or delayed. In many cases the loan process then starts all over again, with even more delays and possible rate changes awaiting you the borrower.
What makes my services so personalized and special are considerations like how I can make the loan process simple (minimal paperwork) for you. I also check and find solutions to any unexpected problems with credit report errors etc. I often spend around 20 hours on just one common refinance loan.
Making a loan simple can only be achieved if your loan officer, does the legwork for you in terms of the securing all the documents that are needed. Then along with all of the required telephone contacts, paperwork, etc. As your loan officer I must also also properly monitor your loan's progress daily throughout the entire loan process.
In addition, it is important to note that I don't just originate loans, I process them, and really make the loans happen. Consequently, I am your contact throughout the entire loan process. I avoid the common mass production type loan processing. Whereby, numerous people handle your loan's processing. This is where needless delays and errors happen. By my personally controlling your loan directly to and from the lender and title company, I have better control and insight as to any problems or delays that may arise. This is just another way I offer truly personalized VIP loan services.
I would like to earn your confidence and eventually become your personal mortgage broker. First, I realize that in order for you to consider selecting me to represent you, I need to provide you with more details about my financial services and myself. So within this website, I attempt to reveal information about myself in general, and my full range of home refinance loan services.
LET'S TALK
If you would like to ask me any questions about the options available to you on your next refinance loan, or simply explore the possibility of our working together, simply give me a call or drop me an email. I know you're not going to arrange such an important matter as a home mortgage loan over the Internet, so lets talk and get to know one another a bit
I look forward to speaking with you soon. You can reach me at
or 1-.
On weekends call me at my residence at .
Regardless of whom you finally choose to represent you in your next loan, I hope this site is of some assistance to you.
Have a Good day!
Sincerely,
Dennis C. Owens
Senior Loan Officer
IMPORTANT! Please be sure to read and agree to the Legal Disclaimer pages before you email or call me for any financial advice or services.
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Personalmortgagebroker.com
SIGMA MORTAGE CORP.
Servicing All
Of Colorado
Call Dennis:
Ext. 113
Ext 113



ARE YOU GETTING TIRED OF THE RUN-AROUND WHEN TRYING TO SHOP LOAN RATES? IF YOU ARE, I DO UNDERSTAND HOW YOU FEEL. BUT YOU CAN EASILY GET SERIOUS RATE/FEE INFORMATION ANYTIME OVER THE PHONE THROUGH ME.
PLEASE COMPARE LOANS!
SIMPLY GET YOUR BEST REFINANCE LOAN QUOTES, KNOWN AS "A GOOD FAITH ESTIMATE" FROM ANY BANK, CREDIT UNION, OR BROKER, THEN COMPARE THEIR RATES, LOAN TYPE, AND LOAN FEES, TO WHAT I CAN OFFER YOU!

LOANS TO FIT ALL
YOUR NEEDS:
*Conventional 1st
Sub Prime 1st
Bill Consolidates
Home Inprovements
Rolls 2nd w/1st
2nds (all types)
Cash-Outs
Special Refinances
Debt
*VA Streamlines
Self Employed
Low Docs
No Docs
Stated Income
Non Fico Loans
Hard to Get loans
Free Loan Advice
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