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Legal/Disclaimer |
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write essay for me
CONTACT
Dennis Owens
Sigma Mortgage
9220 Teddy Lane,
Suite 1000
Lone Tree, CO 80124
Ext. 113
Ext. 113
Fax
Sat/Sun call:
My residence at
USE THIS TO EMAIL ME
E-mail
IMPORTANT! Please be sure to read and agree to the Legal Disclaimer pages before you email or call me for any financial advice or services.
Thanks!
DCO
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Times sure have sure changed since the 50's and 60's. And now with the worldwide useage of the Internet, there are even more legal considerations. Consequently, I must ask you to read the following disclaimers.
You must read and agree to the following disclaimer before using
my services.
To all visitors to this web site:
Due to the legal considerations of the both the creator (Dennis Owens) myself, and the usage by (visitor) you, of this web site known as:
personalmortgagebroker.com, I must ask you to read and thus by reading - automatically have agreed to the LEGAL AGREEMENT PROVIDED BELOW before contacting me for any financial or loan advice or services. This requirement is for both your protection as well as my own. Also, note that any financial services I may provide to you through SIGMA MORTGAGE CORPORATION will then make you become (automatically) a Sigma Mortgage client of mine. And at such time, you will then become subject to Sigma Mortgage’s own financial disclaimers and agreement.
Last Updated: July 30, 2002
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AGREEMENT BETWEEN YOU AND DENNIS C. OWENS - MORTGAGE BROKER and the web site titled: PERSONAL MORTGAGE BROKER. Website and domain name is:
PERSONALMORTGAGEBROKER.COM
The PERSONAL MORTGAGE BROKER Web site is made up of various web pages created and operated by the Dennis C. Owens - Mortgage Broker. The use of the PERSONAL MORTGAGE BROKER .COM web site and any subsequent email correspondence is offered for your viewing and use conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. And your use of the PERSONAL MORTGAGE BROKER Web Site’s pages constitutes your agreement to all such terms, conditions, and notices.
PRIVACY AND PROTECTION OF
PERSONAL INFORMATION
Your personal information will only be used by Dennis C. Owens - Mortgage Broker relative to
his communications through various means of correspondence (email, telephone, US mail) with you the site user and/or client and others (lenders etc.) in an attempt to assist you (the customer)with helpful loan information and/or his attempts to secure a mortgage loan on your behalf.
YOUR PERSONAL INFORMATION, AND SECURITY
You agree to notify Dennis C. Owens - MORTGAGE BROKER immediately of any unauthorized use of your email or personal information. Such notification is required in order to warn Dennis C. Owens of such problems and their existence. With such written notice from you, he (Dennis C. Owens) can and will take proper steps to stop the illegal use of your personal information as best as is possible on his end of such communications and loan application matters. Due to the many means of improperly using (and sometimes illegal)information being intercepted
by unknown third parties within the United States and other countries through various types of
communications media , you the user and/or client understand that Dennis C. Owens - Mortgage broker will not be liable for any loss that you may incur as a result of someone else using your
personal information either with or without your knowledge.
Dennis C. Owens - MORTGAGE BROKER resides in Littleton, CO., and is currently working as an independent mortgage broker serving homeowners in the state of Colorado. Thus, in his representation of you for any particular mortgage loan his association with Sigma Mortgage Corp., or will be determined by him and result in representing you through Sigma Mortgage Corp., when processing your loan. At such time, you will then be subject to Sigma Mortgage Corp's own legal disclaimers and agreements. Depending upon which state you currently reside, his assistance, title, and degree of involvement in your loan process may vary. Typically,his involvement in your loan process will be either as a loan officer or loan originator. See web site for a current list of states that Dennis C. Owens does provide loan services within. In the event, that you use the services of Dennis C. Owens to represent you in securing a mortgage related loan, then the particular mortgage company that Dennis C. Owens represents for your your loan will have it’s own loan agreement and liability disclaimer that will go into effect (upon your signing that mortgage firm’s own loan related documents) and will then will supersede this agreement fully as it relates to your actual loan process (loan application, processing, approval, and final funding).
MODIFICATION OF THESE TERMS OF USE
Dennis C. Owens - MORTGAGE BROKER reserves the right to change the terms, conditions, and notices under which his webs sites and mortgage broker Services are offered, including but not limited to the charges associated with the use of the your Personal Mortgage Broker Sites/Services. You are responsible for regularly reviewing these terms and conditions and additional terms posted on particular web sites. Your continued use of the Personal Mortgage Broker Sites constitutes your agreement to all such terms, conditions, and notices.
PERSONAL AND NON-COMMERCIAL USE LIMITATION
Unless otherwise specified, the Personal Mortgage Broker Sites/Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform,reproduce, publish, license, create derivative works from, transfer, or sell any nformation, software, products or services obtained from the Personal Mortgage Broker Sites/Services without the advance express written permission of Dennis C. Owens -Mortgage Broker LIABILITY DISCLAIMER THE INFORMATION, SOFTWARE, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE SITES/SERVICES AND TO THE INFORMATION THEREIN. ANY ADVICE REPLIES VIA EMAIL GIVEN IN RESPONSE TO YOUR EMAIL INQUIRES IS INTENDED AS HELPFUL TIPS AND SUGGESTIONS. SUCH ADVICE AND/OR SUGGESTIONS RECEIVED VIA THE DENNIS C. OWENS/PERSONAL MORTGAGE BROKER SITES/SERVICES SHOULD NOT BE RELIED UPON FOR YOUR PERSONAL FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE ATTORNEY FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION. IN NO EVENT SHALL DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES FOR ANY DIRECT, INDIRECT,PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, ADVICE ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE DENNIS C. OWENS/PERSONAL MORTGAGE BROKER SITES/SERVICES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE DENNIS C. OWENS/PERSONAL MORTGAGE BROKER SITES/SERVICES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE DENNIS C. OWENS/PERSONAL MORTGAGE BROKER SITES/SERVICES.
GENERAL
This agreement is governed by the laws of the State of Colorado, USA You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Douglas County, Colorado USA in all disputes arising out of or relating to the use of the DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES. You agree to indemnify and hold DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES, affiliates, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of DENNIS C. OWENS- PERSONAL MORTGAGE BROKER SITES/SERVICES. Furthermore, DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES reserves the right to disclose any personal information about you or your use of the DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES,including its contents, without your prior permission if DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES has a good faith belief that such action is necessary to:(1) conform to legal requirements or comply with legal process;(2) protect and defend the rights or property of DENNIS C. OWENS and the PERSONAL MORTGAGE BROKER SITES/SERVICES or its affiliated companies;(3) enforce the terms or use. DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES right to comply with governmental, court and law enforcement requests or requirements relating to your use of the DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES or information provided to or gathered by DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above,then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES with respect to the DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES with respect to the DENNIS C. OWENS - PERSONAL MORTGAGE BROKER SITES/SERVICES. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
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Personalmortgagebroker.com
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