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Dennis Owens
c/o
Sigma Mortgage
9220 Teddy Lane, Ste 1000
Lone Tree, CO 80124


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DCO

VA - Streamline Loans
 
If you are a Veteran with an existing VA 1st Mortgage Loan, I have the easiest rate reduction refinance available for you!
 
Details:

If you are a US Military Veteran currently on a VA 1st Mortgage Loan, I can offer you a choice between two great VA STREAMLINE RATE REDUCTION LOAN PROGRAMS. No matter if you have A or D type credit history these are great loans. The first type of loan is called a "NO COST STREAMLINE" and the second loan type is known as the "NO-OUT-OF-POCKET STREAMLINE" as a verteran with an existing VA loan on your home, you nearly automatically *qualify for these simple rate reduction loans. The government makes these loans available to help veterans by always allowing them easy access to low interest rates loans as interest rates tend to change over the years. The idea is that no veteran should ever have to pay a high rate on their VA loan.


These loans are not typical full refinance loans! Rather, they are simple to process, by where your existing VA loan is moved to a new VA type called the streamline, which offers you "A" credit type interest rates in any market timing. The available rates are affected (tied) to the bond market. So I need to watch the changing interest rates for my clients, as they move a bit differently then do conventional loan interest rates. Basically, I help time the entry point for my clients to lock in their best long-term fixed interest rate. And there is more! You still have a flexible VA loan for the future too. Meaning, if rates were to fall another point or two lower in future years, you are still eligible to get your rate reduced again anytime you wish.




  • No appraisal required
  • No income requirements
  • No employment requirements
  • No credit score requirements
  • Bankruptcey? Only a 12 mth. wait.
  • Skip a month's payment option
 
* To qualify we simply need to confirm your last twelve months mortgage payments were made timely. Meaning, you did have any payments that were paid 30 days or more late.That is the only requirement!


DON"T STAY ON A HIGHER RATE

Please don't sit at an old interest rate like 8% fixed or whatever you may have. It is a needless waste of your money. There are loan options and methods to benefit you regardless of your plans to remain in the home for 2 years or 30 years. Let's discuss the various options. A single interest rate point reduction often results in a $100.00 or more dollars in savings per month. Use this money for extra free monthly cash or re-apply it to the principal and watch your equity soar!


I MAKE IT AN EASY PROCESS!

I make it convenient and easy for all my clients to get this VA loan rate reduction. First, I discuss your needs and situation. Then, if it looks to be of benefit to you the client, I prepare a GOOD FAITH ESTIMATE which details the loan amount, rate, payments etc., for your review and further consideration. If you decide you are ready to go with the VA Streamline Rate Reduction Loan, I proceed and get the loan approved on your behalf and make it ready for the final closing. All you have to do is sign the papers. No running around town is required on your part. We can even do the closing at your home. So basically, you never have to leave your home to complete this simple loan process.



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